投资EB-5 :审慬选择中介降低投资风险
EB-5投资移民项目与世界其他移民项目相比，其优势在于：
1，资金: 投资金额比世界其他投资移民项目的起点低。
2，受欢迎，具有稳定性: 1990年开设此项目以来，美国经济明显受益，令该项目长盛不衰。
3，成果颇丰: 根据CNNMoney制成的政府数据显示， 80%以上的签证由中国人获得，即去年有将近6900个签证落入中国人囊中，而十年前中国人获得该类签证仅占该项目的13%。这一数据自2004年以来激增，当时仅有16枚签证发给中国人。
4，本金收回性:投资者获得绿卡后能取回投资本金（取决于投资项目风险）。
对于最后一点，我们想重申一下，EB-5是基于美国经济能从此计划引入的资金获益这一事实而开设。也是基於资金是投放於为美国创造就业机会的商业计划中，且资金是会面临风险。EB-5项目管理法规明确界定"风险"，指政府不对投资者的投资项目做出担保及保证。并且不保证投资者最终会通过EB-5投资而获得无条件永久居留权。例如：如果投资者的资金并未如实作处置，或其商业计划所创造的就业职位不足，那么其签证申请有可能遭到拒签。因此，投资者在选择EB-5投资时应谨慎评估计划。
许多公司试图用高回报吸引投资者，或者项目诱人实则不可信。当心！很多公司很对于EB-5当中的商业投资并无经验，他们可能拥有很好的投资机会或是有信誉的来源，但是对于EB-5的各种细节并非专家。亦曾经有欺诈性或未经许可的项目等问题出现，计划可能未能获得许可或未成功取得最后同意书等。所以涉及EB -5的申请及各种细节都应该经由EB-5的专家团队去处理。或许你找到了一个极好的项目，但是却因资料不清、申请有误令至毫无结果。因此，我们建议你在投资前应咨询以下问题：
1，贵公司过往完成了哪些项目？有什么例子？
2， 贵公司过往的项目有否出现违约？
3， 如果有违约出现，此项目投资回报率是多少?
4， 贵公司管理了几个EB-5投资项目？
5， 申请通过的成功率是什么？
6， 投资的管理费是多少？
了解如上几点后，投资者应会仔细考量自己的投资，这亦是Ameritas和其合作伙伴并无出现违约项目的原因。我们只会选择有充足及超额抵押的投资项目，由此投资是可以很稳妥。此外，我们只和大型公司合作，并倾向于投资房地产及一些比较少有的商业投资（这取决与投资者所愿承担的风险）。信誉就是一切，我们公司的成功与客户的满意度紧密相连。
作者: Sandy Lisenbee. Ameritas Naturalization Services 的执行董事
联系方式:<a href="mailto:sandy@ameritasns.com">sandy@ameritasns.com
</a>www.ameritasns.com
(原作者独家授权刊登，由@21脉搏翻译及修改, 转载请注明链接)
原文:
One of the advantages of investing in EB-5 as a way to obtain citizenship instead of other naturalization programs worldwide is:
(1) Cost. Some of the lowest minimum investment amounts compared to other programs worldwide.
(2)Popularity and stability. This program has been in place since 1990 and its producing visible results in the U.S. economy making it hard to see this coming to an end.
(3)Results. Chinese nationals account for more than 80% of visas issued, compared to just 13% a decade ago, according to government data compiled by CNNMoney. That translates to nearly 6,900 visas for Chinese nationals last year, a massive bump up from 2004, when only 16 visas were granted to Chinese.
(4)The principle will be returned to the investor upon receiving their Green Card in addition to interest (dependent on how risky the investment was).
To this last point, we want to clarify and reiterate that the EB-5 Program is based in part on the fact that the United States economy will benefit from an immigrant’s contribution of capital. It is also based on the view that the benefit to the U.S. economy is greatest when the capital is committed to a job-creating commercial enterprise and placed at risk. The regulations that govern the EB-5 Program define the terms “at risk” by stating that no capital investment projects are backed or guaranteed by the government. Furthermore, there are no guarantees that an investor may ultimately be granted non-conditional permanent resident status through an EB-5 investment. For example, if it is determined that the investor’s money is not truly at risk or that insufficient jobs were created through the investment, then the investor’s petition may be denied. Investors should exercise due diligence when making an EB-5 investment.
Many firms are trying to lure investors with high interest returns, or projects that are just too good to be true. Be wary. Many of these firms are not experienced in EB-5 specific investments, they might be great opportunities and reputable sources but they are not experts with EB-5 nuances. There is also the problem with fake or non-approved projects that fail to have permits or final agreements in place. EB-5 petition filings and all the details that are involved with your application should be handled by an expert EB-5 investment group. You might have found a great project but if it’s not presented in the correct format with the true and applicable data it will take you nowhere. Here are the top 4 questions we recommend asking prior to making your investment
What other projects have you completed? Ask for examples.
How many of your company’s projects, if any, have defaulted?
What is the interest return, if any, associated with this project?
How many EB-5 investments has your company managed?
What is your approval rates?
What are the management fees of the investment interest?
After reading the above statement, investors tend to think twice about the commitment of funds, that is why Ameritas and its partners have never had a project default, we only select investments that are overcollateralize, by that we mean the investments are as secureas one could make them. Additionally, we only partner with large scale firms and tend to recommend real-estate and rarely business projects (again this depends on the level of risk the investor wants to take). Reputation is all in this business; our company’s success is tied to our clients’ satisfaction.
Written by:
Sandy Lisenbee
Managing Director with Ameritas Naturalization Services
<a href="mailto:sandy@ameritasns.com" target="_blank">sandy@ameritasns.com
</a>www.ameritasns.com
本文来自：【21脉搏】原文地址：http://www.21pulse.com/pulse/1047
1，资金: 投资金额比世界其他投资移民项目的起点低。
2，受欢迎，具有稳定性: 1990年开设此项目以来，美国经济明显受益，令该项目长盛不衰。
3，成果颇丰: 根据CNNMoney制成的政府数据显示， 80%以上的签证由中国人获得，即去年有将近6900个签证落入中国人囊中，而十年前中国人获得该类签证仅占该项目的13%。这一数据自2004年以来激增，当时仅有16枚签证发给中国人。
4，本金收回性:投资者获得绿卡后能取回投资本金（取决于投资项目风险）。
对于最后一点，我们想重申一下，EB-5是基于美国经济能从此计划引入的资金获益这一事实而开设。也是基於资金是投放於为美国创造就业机会的商业计划中，且资金是会面临风险。EB-5项目管理法规明确界定"风险"，指政府不对投资者的投资项目做出担保及保证。并且不保证投资者最终会通过EB-5投资而获得无条件永久居留权。例如：如果投资者的资金并未如实作处置，或其商业计划所创造的就业职位不足，那么其签证申请有可能遭到拒签。因此，投资者在选择EB-5投资时应谨慎评估计划。
许多公司试图用高回报吸引投资者，或者项目诱人实则不可信。当心！很多公司很对于EB-5当中的商业投资并无经验，他们可能拥有很好的投资机会或是有信誉的来源，但是对于EB-5的各种细节并非专家。亦曾经有欺诈性或未经许可的项目等问题出现，计划可能未能获得许可或未成功取得最后同意书等。所以涉及EB -5的申请及各种细节都应该经由EB-5的专家团队去处理。或许你找到了一个极好的项目，但是却因资料不清、申请有误令至毫无结果。因此，我们建议你在投资前应咨询以下问题：
1，贵公司过往完成了哪些项目？有什么例子？
2， 贵公司过往的项目有否出现违约？
3， 如果有违约出现，此项目投资回报率是多少?
4， 贵公司管理了几个EB-5投资项目？
5， 申请通过的成功率是什么？
6， 投资的管理费是多少？
了解如上几点后，投资者应会仔细考量自己的投资，这亦是Ameritas和其合作伙伴并无出现违约项目的原因。我们只会选择有充足及超额抵押的投资项目，由此投资是可以很稳妥。此外，我们只和大型公司合作，并倾向于投资房地产及一些比较少有的商业投资（这取决与投资者所愿承担的风险）。信誉就是一切，我们公司的成功与客户的满意度紧密相连。
作者: Sandy Lisenbee. Ameritas Naturalization Services 的执行董事
联系方式:<a href="mailto:sandy@ameritasns.com">sandy@ameritasns.com
</a>www.ameritasns.com
(原作者独家授权刊登，由@21脉搏翻译及修改, 转载请注明链接)
原文:
One of the advantages of investing in EB-5 as a way to obtain citizenship instead of other naturalization programs worldwide is:
(1) Cost. Some of the lowest minimum investment amounts compared to other programs worldwide.
(2)Popularity and stability. This program has been in place since 1990 and its producing visible results in the U.S. economy making it hard to see this coming to an end.
(3)Results. Chinese nationals account for more than 80% of visas issued, compared to just 13% a decade ago, according to government data compiled by CNNMoney. That translates to nearly 6,900 visas for Chinese nationals last year, a massive bump up from 2004, when only 16 visas were granted to Chinese.
(4)The principle will be returned to the investor upon receiving their Green Card in addition to interest (dependent on how risky the investment was).
To this last point, we want to clarify and reiterate that the EB-5 Program is based in part on the fact that the United States economy will benefit from an immigrant’s contribution of capital. It is also based on the view that the benefit to the U.S. economy is greatest when the capital is committed to a job-creating commercial enterprise and placed at risk. The regulations that govern the EB-5 Program define the terms “at risk” by stating that no capital investment projects are backed or guaranteed by the government. Furthermore, there are no guarantees that an investor may ultimately be granted non-conditional permanent resident status through an EB-5 investment. For example, if it is determined that the investor’s money is not truly at risk or that insufficient jobs were created through the investment, then the investor’s petition may be denied. Investors should exercise due diligence when making an EB-5 investment.
Many firms are trying to lure investors with high interest returns, or projects that are just too good to be true. Be wary. Many of these firms are not experienced in EB-5 specific investments, they might be great opportunities and reputable sources but they are not experts with EB-5 nuances. There is also the problem with fake or non-approved projects that fail to have permits or final agreements in place. EB-5 petition filings and all the details that are involved with your application should be handled by an expert EB-5 investment group. You might have found a great project but if it’s not presented in the correct format with the true and applicable data it will take you nowhere. Here are the top 4 questions we recommend asking prior to making your investment
What other projects have you completed? Ask for examples.
How many of your company’s projects, if any, have defaulted?
What is the interest return, if any, associated with this project?
How many EB-5 investments has your company managed?
What is your approval rates?
What are the management fees of the investment interest?
After reading the above statement, investors tend to think twice about the commitment of funds, that is why Ameritas and its partners have never had a project default, we only select investments that are overcollateralize, by that we mean the investments are as secureas one could make them. Additionally, we only partner with large scale firms and tend to recommend real-estate and rarely business projects (again this depends on the level of risk the investor wants to take). Reputation is all in this business; our company’s success is tied to our clients’ satisfaction.
Written by:
Sandy Lisenbee
Managing Director with Ameritas Naturalization Services
<a href="mailto:sandy@ameritasns.com" target="_blank">sandy@ameritasns.com
</a>www.ameritasns.com
本文来自：【21脉搏】原文地址：http://www.21pulse.com/pulse/1047
