10.5.2015
A super care is coming
1)“In regard to reform of the broader retirement income system, any longer-term consideration of superannuation tax concessions would be best considered in the context of the government’s white paper on tax reforms,
in regard to 关于，至于； superannuation 退休金； tax concessions税项宽减
sth. would be best considered
white paper白皮书
白皮书通常指具有权威性的报告或指导性文本，用以阐述、解决或决策。白皮书在政府和B2B市场中都有应用。
蓝皮书：
《蓝皮书：统一注释体系》，一般直接称为蓝皮书，是一本在美国使用最为广泛的法律引用指南。蓝皮书是由哈佛法学院、哥伦比亚法学院、宾夕法尼亚大学法学院、以及耶鲁法学院的法律评论编委会出版的，第一版出版于1926年，现在已经出到了第十九版。被称为蓝皮书，是因为书皮是蓝的。 蓝皮书是美国绝大多数法学院进行引用时参考的指南，也是美国绝大多数联邦法院使用的引用格式
2) savers are not off the hook
off the hook 脱离困境
3)Mark Draper of GEM Capital concurs, cautioning younger savers against assuming they will be eligible for Centrelink handouts when they quit the workforce.
caution vt. 警告，劝告； be eligible for sth.
handout 分发，施舍n. hand-out手稿
4）The number of people who are eligible for the age pension could fall dramatically if the family home were to be included in the means test – as recommended by the Commission of Audit.
means test经济调查
5）Louise Biti of advice firm Strategy Steps notes that the big losers from potential changes to super and pensions will be the children of retirees. Invevitably there will be less to pass on to the younger generation.
6)Hockey will announce that the age at which retirees can access a government pension will rise to 70 by 2035, which, notes Colin Lewis, head of technical services at financial advice network ipac, will not affect baby boomers.
7)There is also some speculation that Hockey might tighten the eligibility criteria for the pension, although there is doubt he will include the family home, at least initially.
tighten the eligibility criteria 记住这个表达
tighten the screw钻紧螺丝钉
8)There is speculation that the government might raise the age at which individuals can access their super savings.
9)Under the current regime, the age at which savers can start to draw down super is set to rise to 60 for individuals born after July 1964. But John Brogden, chief executive of the Financial Services Council, argues that given the increase in life expectancy, this is no longer viable and has called for it to be raised to at least 65.
10)Raising the preservation age could also pose a career challenge for individuals, who will need to work out what sort of work they will be able to carry out in their 60s.
11)The government is expected to restrict access to Family Tax Benefits A and B in the budget to families with income of $100,000 or less. John Daley of the Grattan Institute, a think tank, has warned that such a move would “hit some families who are not doing it that easy”,
think tank 智囊团
这篇文章好长呀，很多和税收福利相关的政策变动，所以需要好好总结一下啦！
开始的这段话还是很重要的，全文讨论的起点。
关键词： government pension; senior's health card and aged card, the level of pension and taxes on super is subject to change.
"Hockey’s refusal to rule out any of the proposals recommended by last week’s National Commission of Audit report is an indication that the whole retirement system – including means testing of the government pension, the senior’s health card and aged care, the level of the pension and taxes on super – is subject to change. Super tax concessions may be off limits for now, but they are certain to make their way on to the agenda for the forthcoming tax review. The Commission of Audit panel made its views quite clear."
对于savers，没有太多钱留给孩子了！
对于领Pension的人，less people are eligible for health and concession card, which is a ticket of medical expense refund.
对于superannuation, 提高年龄
对于family tax benefit， restricting the access.
总之，Abott政府啊， 你伤害了很多人的心， 尤其我们这样想要移民的狗血小青年，泪奔~~~~~~~~~~~~~~~~
1)“In regard to reform of the broader retirement income system, any longer-term consideration of superannuation tax concessions would be best considered in the context of the government’s white paper on tax reforms,
in regard to 关于，至于； superannuation 退休金； tax concessions税项宽减
sth. would be best considered
white paper白皮书
白皮书通常指具有权威性的报告或指导性文本，用以阐述、解决或决策。白皮书在政府和B2B市场中都有应用。
蓝皮书：
《蓝皮书：统一注释体系》，一般直接称为蓝皮书，是一本在美国使用最为广泛的法律引用指南。蓝皮书是由哈佛法学院、哥伦比亚法学院、宾夕法尼亚大学法学院、以及耶鲁法学院的法律评论编委会出版的，第一版出版于1926年，现在已经出到了第十九版。被称为蓝皮书，是因为书皮是蓝的。 蓝皮书是美国绝大多数法学院进行引用时参考的指南，也是美国绝大多数联邦法院使用的引用格式
2) savers are not off the hook
off the hook 脱离困境
3)Mark Draper of GEM Capital concurs, cautioning younger savers against assuming they will be eligible for Centrelink handouts when they quit the workforce.
caution vt. 警告，劝告； be eligible for sth.
handout 分发，施舍n. hand-out手稿
4）The number of people who are eligible for the age pension could fall dramatically if the family home were to be included in the means test – as recommended by the Commission of Audit.
means test经济调查
5）Louise Biti of advice firm Strategy Steps notes that the big losers from potential changes to super and pensions will be the children of retirees. Invevitably there will be less to pass on to the younger generation.
6)Hockey will announce that the age at which retirees can access a government pension will rise to 70 by 2035, which, notes Colin Lewis, head of technical services at financial advice network ipac, will not affect baby boomers.
7)There is also some speculation that Hockey might tighten the eligibility criteria for the pension, although there is doubt he will include the family home, at least initially.
tighten the eligibility criteria 记住这个表达
tighten the screw钻紧螺丝钉
8)There is speculation that the government might raise the age at which individuals can access their super savings.
9)Under the current regime, the age at which savers can start to draw down super is set to rise to 60 for individuals born after July 1964. But John Brogden, chief executive of the Financial Services Council, argues that given the increase in life expectancy, this is no longer viable and has called for it to be raised to at least 65.
10)Raising the preservation age could also pose a career challenge for individuals, who will need to work out what sort of work they will be able to carry out in their 60s.
11)The government is expected to restrict access to Family Tax Benefits A and B in the budget to families with income of $100,000 or less. John Daley of the Grattan Institute, a think tank, has warned that such a move would “hit some families who are not doing it that easy”,
think tank 智囊团
这篇文章好长呀，很多和税收福利相关的政策变动，所以需要好好总结一下啦！
开始的这段话还是很重要的，全文讨论的起点。
关键词： government pension; senior's health card and aged card, the level of pension and taxes on super is subject to change.
"Hockey’s refusal to rule out any of the proposals recommended by last week’s National Commission of Audit report is an indication that the whole retirement system – including means testing of the government pension, the senior’s health card and aged care, the level of the pension and taxes on super – is subject to change. Super tax concessions may be off limits for now, but they are certain to make their way on to the agenda for the forthcoming tax review. The Commission of Audit panel made its views quite clear."
对于savers，没有太多钱留给孩子了！
对于领Pension的人，less people are eligible for health and concession card, which is a ticket of medical expense refund.
对于superannuation, 提高年龄
对于family tax benefit， restricting the access.
总之，Abott政府啊， 你伤害了很多人的心， 尤其我们这样想要移民的狗血小青年，泪奔~~~~~~~~~~~~~~~~
