BBC笔记│祖父母替我付房子押金
★ 此篇文章主要讲了英国年轻人需要长辈的帮助，才有能力买房子。
★ 用词通俗易懂，实用性强。
Instead of waiting more than two years to save up for a deposit for a new house, Gemma's being helped out by her grandparents
⊙ deposit an amount of money that you pay as the first part of a larger payment 指订金
⊙ save up for 为...而储蓄 ˇI worked hard to save up for a new house. 我努力工作存钱买新房子
⊙ help out 帮助...做事 借钱给... ˇAll there presents camo to more money than I had, and my mother had to help me out. 我的钱不够买所有这些礼物，我母亲只好借了我一些钱。
The 23-year-old is looking to buy in Essex with her boyfriend and they now have a budget of £300,000."
⊙ Essex 艾塞克斯（英国英格兰东南部的郡）
budget the money that is available to a person or an organization and a plan of how it will be spent over a period of time 预算 ˇa monthly/an annual/a family budget 每月/年度/家庭预算
Some of the money from the deposit will come from my grandparents and we'll pay it off slowly.
⊙ pay off 还清债务
"We have some savings in a bank account and we are getting just over 1% interest," she told Newsbeat.
⊙ savings money that you have saved, especially in a band. 在这里指存款
⊙ interest the extra money that you pay back when you borrow money or that you receive when you invest money. 利息 ˇinterest rates have risen by 1% 利率上升了1%
"They [my grandparents] say it makes no difference if they give the money to us and we pay them back with interest."Gemma says the buy-to-let market has made it harder for people to own their own homes.
⊙ buy-to-let 购房出租
"Rent in London is so expensive, it is a lot of money to pay out with hardly any benefit." Rents keep going up and it becomes a vicious cycle, making it harder for people to save money for deposits."
⊙ pay out 支出
⊙ vicious cycle 恶性循环
There is a debate going on about why young people are finding it hard to become home owners.
More homes were built last year than the year before, but people are still struggling to get on the ladder.
⊙ ladder 梯子 get on the ladder 在这里指成为有房一族
Figuers from the ONS show the average UK house price was £226,000 in September, £11,000 higher than a year earlier.
Secretary of State for Communities and Local Government, Sajid Javid, has suggested next week's Budget will pledge new action to tackle the housing crisis.
⊙ pledge to formally promise to give or do sth 保证给予（或做）；正式承诺 ˇ The group has pledged that they will continue campaigning. 这个组织法师他们将继续投入运动。
He also criticised some people who say younger people can't afford their own homes because they spend too much on things like "smashed avocado".
⊙ afford to have enough money or time to be able to buy or to do sth 买得起；负担得起 ˇCan we afford a new car? 我们买得起一辆新车吗？
Amber, Marie and Natalie all live near Watford.
They told Newsbeat about their living arrangements. Amber says she is in a lot of debt.
"You need a £40,000 deposit to buy a house in Watford, it would take me forever to save that kind of money."
⊙ Watford 沃特福德 （赫特福德郡城镇，被视为伦敦地区和英格兰东南部北界限的标志）
Natalie Jones, 26, pays £725 a month for a room in Watford.
She told Newsbeat: "I've moved from Dorset and that is how much I would pay for a whole flat there.”
⊙ flat 指公寓；女孩子穿的平底鞋也可以叫做flat.
Marie Weller, 79, has lived on the same street in Bushey, Hertfordshire, for 56 years and says she feels sorry for younger people and thinks her generation had it a lot easier.
⊙ generation 一代；一辈（通常认为大约30年）ˇA generation ago 一代人以前
"Bushey Council built an estate for the youngsters to buy a house. I feel sorry for young people. We had more of a chance."
⊙ estate an area of land with a lot of houses or factories of the same type. 住宅区；工业区；工厂区 ˇshe lives in a tower block on an estate in London. 她住在伦敦某住宅区的一栋高楼里。
★ 用词通俗易懂，实用性强。
Instead of waiting more than two years to save up for a deposit for a new house, Gemma's being helped out by her grandparents
⊙ deposit an amount of money that you pay as the first part of a larger payment 指订金
⊙ save up for 为...而储蓄 ˇI worked hard to save up for a new house. 我努力工作存钱买新房子
⊙ help out 帮助...做事 借钱给... ˇAll there presents camo to more money than I had, and my mother had to help me out. 我的钱不够买所有这些礼物，我母亲只好借了我一些钱。
The 23-year-old is looking to buy in Essex with her boyfriend and they now have a budget of £300,000."
⊙ Essex 艾塞克斯（英国英格兰东南部的郡）
budget the money that is available to a person or an organization and a plan of how it will be spent over a period of time 预算 ˇa monthly/an annual/a family budget 每月/年度/家庭预算
Some of the money from the deposit will come from my grandparents and we'll pay it off slowly.
⊙ pay off 还清债务
"We have some savings in a bank account and we are getting just over 1% interest," she told Newsbeat.
⊙ savings money that you have saved, especially in a band. 在这里指存款
⊙ interest the extra money that you pay back when you borrow money or that you receive when you invest money. 利息 ˇinterest rates have risen by 1% 利率上升了1%
"They [my grandparents] say it makes no difference if they give the money to us and we pay them back with interest."Gemma says the buy-to-let market has made it harder for people to own their own homes.
⊙ buy-to-let 购房出租
"Rent in London is so expensive, it is a lot of money to pay out with hardly any benefit." Rents keep going up and it becomes a vicious cycle, making it harder for people to save money for deposits."
⊙ pay out 支出
⊙ vicious cycle 恶性循环
 |
There is a debate going on about why young people are finding it hard to become home owners.
More homes were built last year than the year before, but people are still struggling to get on the ladder.
⊙ ladder 梯子 get on the ladder 在这里指成为有房一族
Figuers from the ONS show the average UK house price was £226,000 in September, £11,000 higher than a year earlier.
Secretary of State for Communities and Local Government, Sajid Javid, has suggested next week's Budget will pledge new action to tackle the housing crisis.
⊙ pledge to formally promise to give or do sth 保证给予（或做）；正式承诺 ˇ The group has pledged that they will continue campaigning. 这个组织法师他们将继续投入运动。
He also criticised some people who say younger people can't afford their own homes because they spend too much on things like "smashed avocado".
⊙ afford to have enough money or time to be able to buy or to do sth 买得起；负担得起 ˇCan we afford a new car? 我们买得起一辆新车吗？
Amber, Marie and Natalie all live near Watford.
They told Newsbeat about their living arrangements. Amber says she is in a lot of debt.
"You need a £40,000 deposit to buy a house in Watford, it would take me forever to save that kind of money."
⊙ Watford 沃特福德 （赫特福德郡城镇，被视为伦敦地区和英格兰东南部北界限的标志）
Natalie Jones, 26, pays £725 a month for a room in Watford.
She told Newsbeat: "I've moved from Dorset and that is how much I would pay for a whole flat there.”
⊙ flat 指公寓；女孩子穿的平底鞋也可以叫做flat.
Marie Weller, 79, has lived on the same street in Bushey, Hertfordshire, for 56 years and says she feels sorry for younger people and thinks her generation had it a lot easier.
⊙ generation 一代；一辈（通常认为大约30年）ˇA generation ago 一代人以前
"Bushey Council built an estate for the youngsters to buy a house. I feel sorry for young people. We had more of a chance."
⊙ estate an area of land with a lot of houses or factories of the same type. 住宅区；工业区；工厂区 ˇshe lives in a tower block on an estate in London. 她住在伦敦某住宅区的一栋高楼里。
